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Business Finance

Business Bridging Finance — Fast Capital When You Need It

Contract won, tax bill due, opportunity can't wait? Short-term business finance secured against property — decisions in 24 hours, funds in days. Check your options in 60 seconds, no credit impact.

Check My Options — 60 Seconds → Speak to a Deal Expert
Quick criteria
PurposeBusiness use
Min loan£100,000
SecurityProperty
Rate1.2–2%/mo
Decision24 hours
ExitBusiness revenue or refinance

What is business finance?

Business bridging finance provides short-term capital for businesses that need to move quickly. The loan is secured against property — either a commercial property owned by the business, a residential investment property, or in some circumstances a director's personal property — and is typically repaid within 3 to 18 months.

The most common business uses are funding a large contract that requires capital upfront, bridging a gap caused by a slow-paying customer, covering a tax liability to HMRC, funding an acquisition or asset purchase, or seizing a time-sensitive commercial opportunity that cannot wait for conventional business finance.

Business bridging is faster and more flexible than a traditional business loan or commercial mortgage. There is no lengthy credit committee process, no requirement for years of trading accounts, and no need to demonstrate income in the conventional sense. The security and the exit are the primary considerations.

Ready to get funded fast?

Terms in 24 hours. No obligation. No upfront fee.

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How OpenWay Finance can help

OpenWay Finance introduces business owners to bridging lenders with genuine experience of commercial situations. Whether the need is for a relatively straightforward cash flow bridge or a more complex multi-security structure, we have lenders on our panel who can consider it.

We do not require a long trading history or strong credit profile to begin the process. We look at the security available, the loan-to-value, and the exit strategy. Indicative terms are available within 24 hours and there are no upfront fees.

Minimum loan£100,000
Maximum LTV70% of open market value
Monthly rate1.2% – 2% per month
Charge typeFirst or second charge
Bad creditConsidered — equity-led decisions
DecisionIndicative terms within 24 hours
CompletionFrom 5 working days
Upfront feesNone

Frequently asked questions

No. Bridging lenders focus on the security asset and exit strategy, not the number of years trading.
In some circumstances yes — for example a director's investment property. However the loan must be for business purposes only.
Tax bills, cash flow gaps, contract funding, acquisitions, asset purchases, covering slow-paying invoices and more.
Indicative terms in 24 hours. Completion from 5 working days where all parties are responsive and documentation is in order.

Related services

Get indicative terms

24 hours. No obligation. No credit check.

No upfront fee · No obligation

Lending criteria
Min loan£100,000
Max LTV70%
Rate1.2–2%/mo
Decision24 hours
Completion5 days
Bad creditConsidered