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Probate Finance

Probate Bridging Finance — Access Funds Before Probate Completes

Probate taking months — but costs can't wait? Bridge against estate assets to release funds for beneficiaries, cover expenses or resolve urgent matters without waiting 6–18 months. Check your options in 60 seconds, no credit impact.

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Quick criteria
PurposeProbate
SecurityEstate property
Rate1.2–2%/mo
Decision24 hours
ExitSale on probate

What is probate finance?

The probate process — the legal process of administering a deceased person's estate — can take many months, sometimes over a year. During this period the estate's assets, including property, are frozen and cannot normally be sold or mortgaged in the conventional sense. This can create real hardship for beneficiaries who are waiting for their inheritance, or for executors who need to cover estate expenses such as inheritance tax, legal fees or maintenance costs.

Probate bridging finance provides a short-term loan secured against estate property before probate is granted. This allows funds to be released to beneficiaries or used to cover estate costs while the probate process continues in the background. The bridge is then repaid when probate completes and the property is sold.

Probate bridging is a sensitive area and we have experience of handling these cases with the care and discretion they require. We work closely with the estate's solicitors and executors throughout.

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Terms in 24 hours. No obligation. No upfront fee.

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How OpenWay Finance can help

OpenWay Finance introduces estates and executors to lenders with genuine experience of probate bridging. We understand the legal framework, the timelines involved, and the importance of working closely with the estate's legal team.

We handle all probate enquiries with complete discretion and sensitivity. Indicative terms are available within 24 hours of enquiry.

Minimum loan£100,000
Maximum LTV70% of open market value
Monthly rate1.2% – 2% per month
Charge typeFirst or second charge
Bad creditConsidered — equity-led decisions
DecisionIndicative terms within 24 hours
CompletionFrom 5 working days
Upfront feesNone

Frequently asked questions

In many cases yes — a bridging loan can be secured against estate property with the executors acting on behalf of the estate.
The executors of the estate apply, acting on behalf of the estate. The loan is in the name of the estate rather than an individual beneficiary.
Loans introduced through OpenWay Finance are for business/estate purposes and are not regulated by the FCA.
Standard bridging rates apply — 1.2% to 2% per month. All costs are confirmed upfront with no hidden fees.

Related services

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No upfront fee · No obligation

Lending criteria
Min loan£100,000
Max LTV70%
Rate1.2–2%/mo
Decision24 hours
Completion5 days
Bad creditConsidered