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Debt Consolidation

Debt Consolidation Bridging — Regain Control With Property Security

Juggling multiple debts and feeling the pressure? Consolidate into a single secured loan using equity in your property. Simplify your finances and reduce monthly outgoings. Check your options in 60 seconds, no credit impact.

Check My Options — 60 Seconds → Speak to a Deal Expert
Quick criteria
PurposeConsolidation
SecurityProperty
Max LTV70%
Rate1.2–2%/mo
Decision24 hours
ExitRemortgage or sale

What is debt consolidation?

If you own property with available equity, it may be possible to consolidate multiple debts — business loans, credit cards, HMRC arrears, personal loans — into a single secured bridging loan. Rather than managing multiple creditors with different payment dates, interest rates and demands, a consolidation bridge creates one loan, one lender and one monthly cost structure.

Debt consolidation bridging is typically used as a short-term measure while a longer-term solution is put in place — for example a remortgage, equity release or property sale. The bridge provides immediate relief from multiple creditors and buys time to deal with the underlying situation in an orderly way.

Important: Think carefully before securing any debt against your property. Your property may be at risk if you cannot maintain repayments. We recommend you take independent financial advice before proceeding with a debt consolidation bridge.

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Terms in 24 hours. No obligation. No upfront fee.

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How OpenWay Finance can help

OpenWay Finance handles debt consolidation enquiries with sensitivity and without judgement. We understand that financial pressure can build up quickly and that sometimes a short-term secured loan is the most pragmatic solution.

We will be transparent about all costs and conditions upfront, and will only recommend proceeding if the numbers genuinely work in your favour.

Minimum loan£100,000
Maximum LTV70% of open market value
Monthly rate1.2% – 2% per month
Charge typeFirst or second charge
Bad creditConsidered — equity-led decisions
DecisionIndicative terms within 24 hours
CompletionFrom 5 working days
Upfront feesNone

Frequently asked questions

Business loans, credit cards, HMRC arrears, personal loans, other secured and unsecured debts can all be considered.
Loans introduced through OpenWay Finance are for business purposes and are not FCA regulated. Independent financial advice is recommended.
The bridge must be repaid — typically through remortgage, equity release or sale. You must have a credible exit strategy.

Related services

Get indicative terms

24 hours. No obligation. No credit check.

No upfront fee · No obligation

Lending criteria
Min loan£100,000
Max LTV70%
Rate1.2–2%/mo
Decision24 hours
Completion5 days
Bad creditConsidered