Conventional lenders too slow? Office, retail, industrial, mixed-use — we fund commercial acquisitions and refinances when standard finance can't move fast enough. Check your options in 60 seconds, no credit impact.
Commercial bridging finance provides short-term funding secured against commercial property. Unlike residential bridging, commercial bridging can be secured against offices, retail units, industrial buildings, warehouses, mixed-use properties, semi-commercial assets and development land.
The main advantage over conventional commercial mortgages is speed and flexibility. A commercial mortgage typically takes 6 to 12 weeks and involves a detailed underwriting process that can be slow and uncertain. A commercial bridge can complete in as little as 5 working days, and lenders are significantly more flexible about property type, condition and borrower profile.
Commercial bridges are used in a wide range of scenarios: auction purchases of commercial lots requiring completion within 28 days, funding a commercial acquisition while a longer-term mortgage is arranged, accessing equity in an existing commercial property for business or investment purposes, and bridging a change of use or planning change.
Terms in 24 hours. No obligation. No upfront fee.
OpenWay Finance has arranged commercial bridging finance for a wide range of property types across the UK. Our lending panel includes lenders with genuine commercial expertise who are not put off by complex commercial assets or challenging situations.
We look at the full picture — the asset type, location, condition, the loan-to-value ratio and the exit strategy. We have access to lenders who can consider second charge commercial bridging, partially let commercial properties, and assets with planning or title complications.
24 hours. No obligation. No credit check.